/* Terms & Conditions page */

.terms-page {
    background:
        radial-gradient(ellipse 80% 50% at 10% -10%, rgba(68, 50, 151, 0.09), transparent 55%),
        linear-gradient(180deg, #f7f6fb 0%, #f3f4f6 180px, #f9fafb 100%);
    padding: 1.75rem 0 3.5rem;
}

@media (min-width: 768px) {
    .terms-page {
        padding: 2.25rem 0 4rem;
    }
}

@media (min-width: 992px) {
    .terms-page {
        padding: 2.75rem 0 4.5rem;
    }
}

.terms-page__header {
    margin: 0 auto 1.35rem;
    max-width: 44rem;
    text-align: center;
}

@media (min-width: 768px) {
    .terms-page__header {
        margin-bottom: 1.75rem;
    }
}

@media (min-width: 992px) {
    .terms-page__header {
        margin-bottom: 2rem;
    }
}

.terms-page__eyebrow {
    color: #443297;
    display: inline-block;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    margin-bottom: 0.65rem;
    text-transform: uppercase;
}

.terms-page__title {
    color: #101828;
    font-size: clamp(1.75rem, 3vw, 2.35rem);
    font-weight: 800;
    letter-spacing: -0.03em;
    line-height: 1.15;
    margin: 0 0 0.75rem;
}

.terms-page__lead {
    color: #667085;
    font-size: 1rem;
    line-height: 1.6;
    margin: 0 auto;
    max-width: 38rem;
}

.terms-page__updated {
    color: #98a2b3;
    font-size: 0.8125rem;
    margin: 0.85rem 0 0;
}

.terms-page__updated time {
    color: #667085;
    font-weight: 600;
}

.terms-page__layout {
    display: grid;
    gap: 1rem;
    grid-template-columns: 1fr;
}

@media (min-width: 768px) {
    .terms-page__layout {
        gap: 1.15rem;
    }
}

@media (min-width: 992px) {
    .terms-page__layout {
        align-items: start;
        gap: 1.5rem;
        grid-template-columns: minmax(240px, 280px) minmax(0, 1fr);
    }
}

.terms-page__sidebar {
    min-width: 0;
}

@media (max-width: 991.98px) {
    .terms-page__sidebar {
        position: sticky;
        top: 0.65rem;
        z-index: 30;
    }
}

.terms-page__nav {
    background: #fff;
    border: 1px solid #ececf3;
    border-radius: 18px;
    padding: 0.85rem;
    transition: box-shadow 0.25s ease, border-color 0.25s ease;
}

@media (min-width: 768px) {
    .terms-page__nav {
        border-radius: 20px;
        padding: 1rem;
    }
}

@media (min-width: 992px) {
    .terms-page__nav {
        padding: 1.15rem;
        position: sticky;
        top: 1.25rem;
    }
}

.terms-page__nav.is-stuck {
    border-color: rgba(68, 50, 151, 0.14);
    box-shadow: 0 10px 28px rgba(16, 24, 40, 0.08);
}

.terms-page__nav-head {
    align-items: baseline;
    display: flex;
    flex-wrap: wrap;
    gap: 0.25rem 0.65rem;
    justify-content: space-between;
    margin-bottom: 0.75rem;
    padding: 0 0.15rem;
}

.terms-page__nav-label {
    color: #98a2b3;
    font-size: 0.7rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    margin: 0;
    text-transform: uppercase;
}

.terms-page__nav-hint {
    color: #98a2b3;
    font-size: 0.72rem;
    font-weight: 500;
    margin: 0;
}

@media (min-width: 992px) {
    .terms-page__nav-hint {
        display: none;
    }
}

.terms-page__tabs-wrap {
    min-width: 0;
}

.terms-page__tabs {
    border: 0;
    display: grid;
    gap: 0.55rem;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    overflow: visible;
}

@media (min-width: 576px) and (max-width: 991.98px) {
    .terms-page__tabs {
        gap: 0.65rem;
    }
}

@media (min-width: 992px) {
    .terms-page__tabs {
        display: flex;
        flex-direction: column;
        gap: 0.5rem;
    }
}

.terms-page__tab {
    align-items: flex-start;
    background: #f8f8fc;
    border: 1px solid transparent !important;
    border-radius: 14px !important;
    color: #344054 !important;
    display: flex;
    flex-direction: column;
    gap: 0.55rem;
    min-height: 6.75rem;
    min-width: 0;
    padding: 0.75rem 0.8rem !important;
    position: relative;
    text-align: start;
    transition: background 0.22s ease, border-color 0.22s ease, color 0.22s ease, transform 0.22s ease, box-shadow 0.22s ease;
    width: 100%;
}

@media (min-width: 576px) and (max-width: 991.98px) {
    .terms-page__tab {
        min-height: 7.25rem;
        padding: 0.85rem 0.9rem !important;
    }
}

@media (min-width: 992px) {
    .terms-page__tab {
        align-items: center;
        flex-direction: row;
        gap: 0.75rem;
        min-height: 0;
        padding: 0.8rem 0.9rem !important;
    }
}

.terms-page__tab:hover {
    background: rgba(68, 50, 151, 0.06);
    border-color: rgba(68, 50, 151, 0.12) !important;
    color: #443297 !important;
}

.terms-page__tab:focus-visible {
    box-shadow: 0 0 0 3px rgba(68, 50, 151, 0.2);
    outline: none;
}

.terms-page__tab.active {
    background: linear-gradient(135deg, rgba(68, 50, 151, 0.12) 0%, rgba(68, 50, 151, 0.05) 100%);
    border-color: rgba(68, 50, 151, 0.22) !important;
    box-shadow: inset 0 0 0 1px rgba(68, 50, 151, 0.08);
    color: #443297 !important;
}

@media (min-width: 992px) {
    .terms-page__tab.active {
        transform: translateY(-1px);
    }
}

.terms-page__tab-icon {
    align-items: center;
    background: #fff;
    border: 1px solid #ececf3;
    border-radius: 12px;
    color: #667085;
    display: inline-flex;
    flex-shrink: 0;
    font-size: 0.9rem;
    height: 2.15rem;
    justify-content: center;
    transition: background 0.22s ease, border-color 0.22s ease, color 0.22s ease;
    width: 2.15rem;
}

@media (min-width: 576px) and (max-width: 991.98px) {
    .terms-page__tab-icon {
        font-size: 0.95rem;
        height: 2.35rem;
        width: 2.35rem;
    }
}

@media (min-width: 992px) {
    .terms-page__tab-icon {
        font-size: 0.95rem;
        height: 2.35rem;
        width: 2.35rem;
    }
}

.terms-page__tab.active .terms-page__tab-icon,
.terms-page__tab:hover .terms-page__tab-icon {
    background: #443297;
    border-color: #443297;
    color: #fff;
}

.terms-page__tab-copy {
    display: flex;
    flex: 1;
    flex-direction: column;
    gap: 0.15rem;
    min-width: 0;
    padding-right: 1.25rem;
}

@media (min-width: 992px) {
    .terms-page__tab-copy {
        padding-right: 0;
    }
}

.terms-page__tab-title {
    display: -webkit-box;
    font-size: 0.82rem;
    font-weight: 700;
    -webkit-box-orient: vertical;
    -webkit-line-clamp: 2;
    line-height: 1.3;
    overflow: hidden;
}

@media (min-width: 576px) and (max-width: 991.98px) {
    .terms-page__tab-title {
        font-size: 0.88rem;
    }
}

@media (min-width: 992px) {
    .terms-page__tab-title {
        -webkit-line-clamp: unset;
        font-size: 0.92rem;
        line-height: 1.25;
        overflow: visible;
    }
}

.terms-page__tab-meta {
    color: #98a2b3;
    font-size: 0.68rem;
    font-weight: 500;
}

@media (min-width: 576px) {
    .terms-page__tab-meta {
        font-size: 0.72rem;
    }
}

.terms-page__tab.active .terms-page__tab-meta {
    color: rgba(68, 50, 151, 0.7);
}

.terms-page__tab-check {
    align-items: center;
    background: #443297;
    border-radius: 999px;
    color: #fff;
    display: inline-flex;
    font-size: 0.55rem;
    height: 1.15rem;
    justify-content: center;
    opacity: 0;
    position: absolute;
    right: 0.65rem;
    top: 0.65rem;
    transform: scale(0.85);
    transition: opacity 0.2s ease, transform 0.2s ease;
    width: 1.15rem;
}

@media (min-width: 992px) {
    .terms-page__tab-check {
        display: none;
    }
}

.terms-page__tab.active .terms-page__tab-check {
    opacity: 1;
    transform: scale(1);
}

.terms-page__main {
    min-width: 0;
}

@media (max-width: 991.98px) {
    .terms-page__main {
        scroll-margin-top: 13rem;
    }
}

.terms-page__panel {
    background: #fff;
    border: 1px solid #ececf3;
    border-radius: 18px;
    overflow: hidden;
}

@media (min-width: 768px) {
    .terms-page__panel {
        border-radius: 22px;
    }
}

.terms-page__panel-head {
    border-bottom: 1px solid #f0f1f6;
    padding: 1.1rem 1rem 0.95rem;
}

@media (min-width: 576px) {
    .terms-page__panel-head {
        padding: 1.25rem 1.25rem 1.05rem;
    }
}

@media (min-width: 768px) {
    .terms-page__panel-head {
        padding: 1.6rem 1.75rem 1.25rem;
    }
}

.terms-page__panel-title {
    color: #101828;
    font-size: clamp(1.25rem, 2vw, 1.55rem);
    font-weight: 800;
    letter-spacing: -0.02em;
    margin: 0 0 0.35rem;
}

.terms-page__panel-desc {
    color: #667085;
    font-size: 0.92rem;
    line-height: 1.5;
    margin: 0;
}

.terms-page__sections {
    display: flex;
    flex-direction: column;
    padding: 0.35rem 0;
}

.terms-page__section {
    display: grid;
    gap: 0.75rem;
    grid-template-columns: auto 1fr;
    padding: 1rem 1rem;
    transition: background 0.2s ease;
}

@media (min-width: 576px) {
    .terms-page__section {
        gap: 0.85rem;
        padding: 1.15rem 1.25rem;
    }
}

@media (min-width: 768px) {
    .terms-page__section {
        gap: 1.1rem;
        padding: 1.45rem 1.75rem;
    }
}

.terms-page__section + .terms-page__section {
    border-top: 1px solid #f0f1f6;
}

.terms-page__section:hover {
    background: rgba(68, 50, 151, 0.025);
}

.terms-page__section-index {
    align-items: center;
    background: linear-gradient(145deg, rgba(68, 50, 151, 0.12), rgba(68, 50, 151, 0.05));
    border-radius: 12px;
    color: #443297;
    display: inline-flex;
    font-size: 0.78rem;
    font-weight: 800;
    height: 2.4rem;
    justify-content: center;
    letter-spacing: 0.04em;
    margin-top: 0.1rem;
    width: 2.4rem;
}

.terms-page__section-title {
    color: #101828;
    font-size: 1.05rem;
    font-weight: 700;
    line-height: 1.35;
    margin: 0 0 0.45rem;
}

.terms-page__section-content {
    color: #475467;
    font-size: 0.95rem;
    line-height: 1.7;
}

.terms-page__section-content p {
    margin: 0 0 0.75rem;
}

.terms-page__section-content p:last-child {
    margin-bottom: 0;
}

.terms-page__empty {
    color: #667085;
    margin: 0;
    padding: 1.5rem 1.75rem;
}

.terms-page__footer {
    align-items: flex-start;
    background: linear-gradient(135deg, rgba(68, 50, 151, 0.07) 0%, rgba(68, 50, 151, 0.03) 100%);
    border-top: 1px solid #ececf3;
    display: flex;
    flex-direction: column;
    gap: 1rem;
    padding: 1.25rem 1.35rem 1.4rem;
}

@media (min-width: 768px) {
    .terms-page__footer {
        align-items: center;
        flex-direction: row;
        justify-content: space-between;
        padding: 1.35rem 1.75rem;
    }
}

.terms-page__footer-copy {
    display: flex;
    flex-direction: column;
    gap: 0.2rem;
}

.terms-page__footer-copy strong {
    color: #101828;
    font-size: 0.95rem;
    font-weight: 700;
}

.terms-page__footer-copy span {
    color: #667085;
    font-size: 0.875rem;
    line-height: 1.45;
}

.terms-page__footer-actions {
    align-items: center;
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem 1rem;
}

.terms-page__footer-btn {
    background: #443297;
    border-radius: 12px;
    color: #fff !important;
    display: inline-flex;
    font-size: 0.875rem;
    font-weight: 700;
    padding: 0.7rem 1.15rem;
    text-decoration: none;
    transition: background 0.2s ease, transform 0.2s ease;
}

.terms-page__footer-btn:hover {
    background: #362679;
    color: #fff !important;
    transform: translateY(-1px);
}

.terms-page__footer-link {
    color: #443297;
    font-size: 0.875rem;
    font-weight: 700;
    text-decoration: none;
}

.terms-page__footer-link:hover {
    text-decoration: underline;
}

/* Bootstrap tab overrides scoped to this page */
.terms-page .nav-tabs {
    border-bottom: 0;
}

.terms-page .tab-pane.fade {
    transition: opacity 0.2s ease;
}